Frictionless Authentication
& Liability Shift

Juspay's intelligent authentication system shifts liability
to the issuer and reduces customer friction by smartly
managing payment authentication.

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Streamline payment authentication worldwide

Streamline SCA, PSD2, and 3DS. Simplify authentication globally and adapt to region-specific regulations and behaviours to offer frictionless authentication everywhere.

Click to Pay

Click to Pay simplifies online card payments to just one simple click

• Eliminate the need for your customers to enter payments data manually

• Seamless customer experience to improve checkout conversion rates

• Advanced security measures like network tokenisation and encryption

Adaptive 3DS

3DS engine that adapts to transaction & customer data

• Eliminate the need for your customers to enter payments data manually

• Configure 3DS triggers across transaction parameters

• Configure 3DS exempt & challenge flows as per your use cases

Paze wallet

Paze consolidates consumer's cards into a single wallet for better authentication & experience

• Additional layer of security with network tokenisation

• Higher Approval Rates with network tokens

Apple Pay

Apple Pay includes built-in SCA compliance and doesn’t require additional authentication

• Optimised pre-authorised payment experiences for recurring payments

• Payment cryptograms for dynamic security

Google Pay

Google Pay enables users to authenticate on their mobile devices without redirections

• Authentication via device-bound token and biometric/PIN

• SCA compliant and eligible for liability shift

Payment Passkeys

Streamlined card not present (CNP) authentication built to FIDO standards

• 1-click checkout experience with Device-based biometric payment authentication

• Can be used with EMV® 3-D Secure (3DS)

• Helps meet PSD2 SCA requirements in the EU

Bank App Authentication

Streamlined Authentication experience for Bank Transfers

• Out of Band/Notification based flows

• Passkey based Authentication

• Time based One Time Password (TOTP) based Authentication

Click to Pay

Click to Pay

• Eliminate the need for your customers to enter payments data manually

• Seamless customer experience to improve checkout conversion rates

• Advanced security measures like network tokenisation and encryption

Paze wallet

Paze wallet

• Additional layer of security with network tokenisation

• Higher Approval Rates with network tokens

Apple Pay

Apple Pay

• Optimised pre-authorised payment experiences for recurring payments

• Payment cryptograms for dynamic security

Payment Passkeys

Payment Passkeys

• 1-click checkout experience with Device-based biometric payment authentication

• Can be used with EMV® 3-D Secure (3DS)

• Helps meet PSD2 SCA requirements in the EU

Google Pay

Google Pay

• Authentication via device-bound token and biometric/PIN

• SCA compliant and eligible for liability shift

Bank App Authentication

Bank App Authentication

• Out of Band/Notification based flows

• Passkey based Authentication

Adaptive 3DS

3DS engine that adapts to transaction & customer data

• Eliminate the need for your customers to enter payments data manually

• Configure 3DS triggers across transaction parameters

• Configure 3DS exempt & challenge flows as per your use cases

SUPPORTED FOR

Payment Passkeys for the most secure & seamless authentication

1-click Payments

Passkeys power OTP-free, one-click card payments with secure biometric authentication built on industry standards.

Secure

Passkeys use the same technology used to unlock personal devices (eg. smartphones). User's biometric data never leaves the device and is not shared.

Single setup

User can enrol their mastercard or visa card once and use their payment passkey anytime they pay online.

Seamless 3DS flow
across all PSPs

Build a unified authentication experience across all PSPs, present a 3D
Secure challenge when needed, and ensure an optimal & secure payment
journey every time.

Step up for > $30

Exempt for < $30

3DS exempt

3DS 2.2

3DS challenge

Authenticate

Take 360° control of 3DS authentication

Build your payment authentication strategy, control when 3DS is triggered, minimise payment fees and streamline customer experience.

Exhaustive configurability

Build 3DS rules across parameters including issuer country, shopper country, payment method, device type, amount, and more.

Extensive risk checks

Improve customer authentication with additional set of risk checks.

Create & manage 3DS rules

Configure & manage rules to trigger 3D secure authentication across payment flows without code.

BOOST CONVERSIONS & REDUCE FRAUD
Adaptive payment flows based on your data & fallback 3DS

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