Pay Theory Payments
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Payments Made Differently
We are a hyper-focused payments company built for SaaS platforms serving "Must-Pay" industries: education, healthcare, childcare, etc. If you build tech for a family-service industry, then we are the payment provider for you.
Seeing Payments Through Experience
1
Built for Family Tech
Embedded Payments
Pay Theory’s Embedded Payments are built to be integrated into the workflows that you’ve built. Don’t plan around your transactions — plan for them.
2
Complete & Total View
Merchant Hierarchy
Pay Theory’s Merchant Hierarchy allows you to zoom in and out of specific merchants to view detailed information or horizontally across several merchant accounts.
3
Trusting
Customer Experience
The magic is in our combined solution and how that solution shows up to your customers to power the growth of your SaaS platform.
1
Run of the Mill
Embedded Payments
You have workflows that you’ve crafted to get customers where you want them to be. Do you own your payments experiences or are you using an out-of-the-box solution?
2
Fragmented Data
Merchant Hierarchy
With payments, you’d have to pick one of two options to structure your payments data architecture; Manage 1 account that contains aggregated payments data or manage compartmentalized accounts for all of your merchant accounts.
3
Transactional
Customer Experience
A payment is the final point of conversion. Payments are one of the most important ways that you interact with your customers. Does your payments architecture reflect that?
Complete Payments Suite
A payment suite suited for Must-Pay services. With Pay Theory, you get features imagined and built specifically for family-service industries, a set of hard to find features, as well as everything you'd expect from a payments company. In short, Pay Theory is the payments company for your platform.
Inclusive Payments
Accept card, ACH, and cash! Digital payment solutions have made paying with cash a real problem. We work with what we call “must-pay services” to help remove barriers between families and organizations by providing payments solution built for everyone.
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Information Hierarchy
Most payment solutions don’t allow you to see ‘sub-merchants’ information. For example, a school district could see what each school is doing but they wouldn’t be able to see individual transactions. With Pay Theory, they can.
Contained Systems
Every Pay Theory client is run on a unique isolated environment, causing their payment solution to be unaffected by other systems. Should one system go down, your system is untouched and keeps running smoothly.
Multiple Bank Accounts
Most payment solutions don’t allow you to associate various bank accounts per client. Now you can, with Pay Theory. This is a huge win for school systems, healthcare systems, and any other complex networks.
Underwriting
Don’t let this be a barrier to offering payments. We work with experts in fields like healthcare, pharmaceuticals, childcare, and more to ensure that we are able to safely and securely underwrite must-pay industries.
Transactional Meta-Data
Create A-ha moments by combining your data models with Pay Theory’s data models.
Tailored Implementation
More than a form! We break down implementation into 4 sections; Financial Solutions, Technical Success, Team Training, Payments Go-To-Market.
Revshare
Our SaaS partners have the opportunity to share in the payments revenue. That means not only do you get a new feature without the developmental costs, but you get a new revenue generating feature.
Embedded Payments
Unique mix of websocket based SDK’s and GraphQL APIs make it easy to build the payment flows of your dreams. Get paid more (often) and eliminate barriers to payment.
API’s
Power payments data presentation in your solution.
PCI Level 1 Compliance
Enjoy peace of mind with the highest and most stringent level of Payments Security certification (PCI level 1).
Recurring Payments
Build payment flows that get you and your customers paid more often. PayTheory’s Recurring Payments infrastructure powers your subscription, payment plan, and card-on-file payments.
Made for Developers
Accept various payment methods within your platform while giving merchants and users a fantastic and inclusive experience.
“It is important to work with technology partners that are extremely knowledgeable in their market space, have deep technical expertise, are flexible and humble enough to shift direction, build new features, and communicate effectively with their counterparts — In Pay Theory, we have been fortunate to check all of those boxes.”
Aidan Zebertavage
• Senior Product Manager
What You Should Know
1
Relationship-Based Support
We actively work with you to ensure success.
2
API — A Powerful Integration
Power payments data presentation in your solution.
3
Embedded payments
Customizable payments for any location.
4
Reconciling
Make sure payments owed/due match statements.
5
Recurring Payments
Currently only for our SaaS partners.
6
Invoicing
Create professional invoices with flexibility.
7
Reporting
Create, Manage, and/or export anything you need to know. Beautifully and simply.
8
Custom Meta-Data
Take advantage of this incredible flexibility
9
PCI Level 1 Compliance
We pass our security level on to you.
10
Inclusive
Accept Card, ACH and Online Cash Payments.
11
Card Readers
A wide range of options for any situation.
12
Plug & Play
No-code payment URLs, Payment Buttons and QR codes.
13
Virtual Terminals
Turn any computer into a credit card terminal - in Portal or in your Application.
14
No-Fluff Features
A payments system for industries serving families.
Pricing
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Enterprise
Processing Rates
We are determined to ensure your revenue model is permanently and materially improved by payments. Our pricing is flexible, transparent and can be bundled or buy rate (cost+).
Talk with us to learn how your company can start processing payments.
Payments Made for SaaS
Payments Made Differently
We are a hyper-focused payments company built for SaaS platforms serving "Must Pay" industries: education, healthcare, childcare, etc. If you build tech for a family-service industry, then we are the payment provider for you.
Schedule a Meeting
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