Solution Architect.MGN Pak - TECH - Architecture and Devops.MIT - PAKCOE

Job Purpose:

Responsible for designing and reviewing optimal solution approaches for Retail Banking Group initiatives, ensuring alignment between business requirements and the enterprise technology strategy. This role spans a broad set of responsibilities, including establishing guidance for solution development and review processes, crafting scalable and fit-for-purpose architectures, and overseeing the implementation of low-level designs.
Operating across both agile squads and waterfall-managed systems of record, the Solution Architect collaborates closely with cross-functional teams, including business, product, engineering, and technology, to deliver value-driven outcomes that support RBG’s strategic goals.

Key Result Areas
Key responsibilities include:

• Driving the identification and design solutions to meet evolving business needs.

• Ensuring RBG architectural governance and adherence to Enterprise Architecture standards throughout the solution and software lifecycle.

• Reviewing and supporting engineering teams in building robust, scalable products and platforms.

• Drive the adoption of APIs and microservices across retail banking systems, including External APIs for partner integrations & openbanking and internal APIs for modular service orchestration.

• Promote reusability and extensibility across retail platforms to accelerate product delivery.

• Recommend and oversee modernization initiatives to support evolving retail banking needs.

• Guide development teams in adopting and implementing security architecture and standards specific to customer-facing applications.

• Ensure non-functional requirements (e.g., performance, availability, scalability) are embedded in all solution designs.

• Collaborate with agile delivery models, working closely with product, engineering, and operations teams to ensure timely and scalable solution delivery.

• Maintain a retail-focused technology radar to track emerging trends and recommend innovations for continuous improvement.

• Provide input into enterprise architecture roadmaps from a retail perspective, ensuring scalability and adaptability.

Operating Environment, Framework and Boundaries, Working Relationships

• Reporting to Expertise Lead- Architecture

• Working with PO and TL to provide solution architecture for business use-cases aligned with Application owners

• Working with Engineering team to develop solutions as per defined standard and practices

• Working with Infrastructure and Enterprise Architecture teams to ensure the solution fits into the broader IT landscape.

Problem Solving

• Developing solution to solve business requirements

• Application build and deployment issues

• End to end diagnosis of digital journeys to back end systems

Decision Making Authority & Responsibility

• Driving optimal solution approach

• Recommending alternate and emerging tech stacks

Knowledge, Skills and Experience

• Overall 15+ years of application development experience, including 5+ years in Solution Architecture

• Having strong knowledge of banking technology with at least 5+ years of experience in solutioning banking applications

• Ability to operate within retail digital squads and SOR systems, balancing agile and waterfall methodologies. Senior Stakeholder Management

• Expertise in crafting Blueprint, High-level and Low-level designs

• Guide all the technology teams in stability of applications and platforms by providing critical inputs on various aspects like performance testing, performance tuning etc

• Ability to challenge technology solutions provided by vendors and in-house teams to propose an optimal solution

• Ability to identify the hotspots in the current application landscape and provide solutions to rectify

• Experience defining functional and non-functional application requirements

• Experience in architecting micro-services based applications.

• Experience working with online commerce and omni-channel retail business practice.

• Expert knowledge of multi cloud stack

• Enterprise Architecture certification TOGAF is preferred

• Strong knowledge on Domain Driven Design, microservices, API and front-app development tools such as Java, node.js, SpringBoot, API gateway,
service mesh, react, ReactNative, .net core and emergent AI technology

• Excellent knowledge of SQL and NOSQL database technologies such as SQL, Oracle, MongoDB, etc.,

• Expertise in OAuth2.0, FAPI2.0, TLS, mTLS, GDPR/PII compliance and related security Architecture standards

• Experience working with an Agile DEVOPS development methodology using continuous integration / continuous deployment (CI/CD) processes