Technology of the Future

Digital leadership
and
transformation

DBS started our digital transformation in 2014 and created one of the most comprehensive digital transformation programmes for a bank. Today, we pride ourselves on being less like a bank and more like a tech company, offering financing services that are highly customised and seamlessly woven into everyday life.

DBS’ digital transformation journey

When we started our digital transformation in 2014, early compared to many of our peers, we wanted to be digital to the core. We worked hard to embed ourselves in the customer journey and create a start-up mindset. Along the way, we also developed a measurement methodology to quantify the impact of our digital transformation on our bottom-line. Taken together, we are now seen as a global leader in digital transformation.

Throughout the global pandemic, we also made significant down payments for the future by launching some new businesses that harness emerging technologies. Given that technological changes could fundamentally reshape the financial system, we must do what we can to stay ahead of the curve. We are putting pokers in the fire and are learning by doing.

Find out more about our digital transformation efforts through the years.

Redefining the future of banking as a technology company

From blockchain to artificial intelligence and machine learning DBS is harnessing emerging technologies to transform its customers’ experience.

Finance gets personal with AI-powered nudges

In today’s volatile environment, people are seeking more help to better manage their money. Tapping on behavioural science and AI/ML, DBS is converting data into hyper-personalised, actionable insights – what we call ‘nudges’ - to guide customers in their banking and investment transactions towards better financial health.

Decrypting blockchain and digital assets

Blockchain technologies are reaching a tipping point and heralding a new era in the future of banking and finance. Find out how DBS has been staying at the forefront of these changes and leveraging advances in the blockchain and digital asset space for the future economy.

Making sense of the metaverse

Recent developments in immersive technologies have sparked new conversations on how the metaverse could reshape the way we live, work, bank, and play. DBS believes that these discussions must be anchored around what it means to be human. Intrigued? Let us show you what we mean.