Manager - Risk Management

How will you make an impact in this role?

The Credit Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for independently overseeing and challenging the company’s credit risk taking and credit risk management activities, including the comprehensive identification, management, and mitigation of credit risks within the company’s risk appetite.

This person is responsible for providing credible challenge to US & International consumer and small business new accounts and initial line risk strategies and processes within AMEX. The candidate should have experience in credit risk management, data & analytics, risk appetite limit setting, portfolio monitoring and relevant regulatory regulations and guidance.

The incumbent will report to the Director, Global Credit Risk Oversight.

Responsibilities

• Help implement remediation for credit and enterprise gaps as identified in project Guardian

• Provide analytical support for Credit risk policy and Standards for new account and limit management & customer management and collections

• Conduct independent reviews of the consumer & small business risk processes and strategies

• Prepare risk appetite framework metrics along with other risk assessment files

• Own Exceptions and Smart Monitoring KRIs and action appropriately. Produce, analyze and publish functional and exception monitoring MIS

• Monitor concentrations in the consumer & small business portfolios and recommend actions to mitigate risk

• Identify emerging risks by tracking macroeconomic and markets trends

Qualifications

• Credit risk management experience or a similar role;

• Strong analytical skills and business acumen with a risk-reward control perspective;

• Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python);

• Ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders;

• Demonstrates the courage to challenge the status quo;

• Demonstrates the ability to successfully manage multiple priorities under pressure;

• Proven ability to collaborate with colleagues across the Company;

• Self-starter with natural curiosity to solve problems;

• Advanced degree in quantitative field is preferred

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.